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Money matters is important stuff that helps us know how to make smart choices about our money and be happy and successful with it. And the best part is, it’s never too early to start learning about it!

What is money matters?

Money matters is all about understanding how money works and being smart with it. It means knowing about earning money, spending it wisely, saving some of it, and even investing it to make even more money.

Why is money matters important for kids?

Money matters is important for kids because it gives us the tools we need to make good decisions about our money now and in the future. By learning about money when we’re young, we can make a happy relationship with it and feel confident about how we use it.

Steps to be smart with money:

  1. Talk to your trusted grown-ups: Ask your parents or guardians to talk to you about money and how it works. They can explain how people make money, how they spend it, and how they save it.
  2. Have fun with learning: There are lots of cool, fun ways to learn about money! You can play money games, read books, watch videos, and more. Find things you like and that help you understand money better.
  3. Ask for an allowance: Ask your trusted grown-ups to give you a little bit of money every week. This is called an allowance. With your allowance, you can learn how to budget, save, and make smart spending choices.
  4. Open a savings account: A savings account is a special place where you can keep your money safe and earn a little extra money too. Talk to your grown-ups about helping you open one and about putting some of your allowance into it each week.
  5. Be careful with your spending: Think about what you want to spend your money on. Do you want to save up for something big or do you want to buy something small right now? Make choices that you’re happy with and that help you reach your goals.

Fun, kid-friendly ways to learn about money include:

  1. Allowance Tracker App: This is a cool app that helps you keep track of your money and learn how to budget.
  2. Money Maze Bank: This fun toy is a great way to learn about saving and spending money.
  3. The Berenstain Bears’ Dollars and Sense: This is a charming book about the bear family and their money adventures. It’s a great way to learn about money in a fun way.
  4. Financial Football: This is a video game that teaches you about money and helps you make smart choices about your spending.
  5. 100 Financial Literacy Flashcards for Kids and Teens – Fun and Educational

By learning about money matters now, you’ll be setting yourself up for a happy, successful money life. So why wait? Start learning and having fun with money today!


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